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INSURANCE FOR TRAVELLING CANADIANS

Plan to travel out-of-country or even out-of-province?

It’s easy to obtain your quote and make your purchase.

Trusted Protection for Travelling Canadians

Coverage for Medical Expenses

Emergency medical and all-inclusive plans offer an industry-leading $10 million limit for emergency hospital and treatment costs.

Non-Medical Expense Coverage

All-inclusive plans also provide coverage for trip cancellation, interruption and delay, lost baggage, missed connections, and more.

No Stability Clause

Pre-existing conditions are covered if you declare all medical conditions, treatments, and diagnoses from the last three years.

Individual Risk Ratings

All plan premiums are determined by individual risk ratings, meaning your premium will be based on your health conditions.

Superior Claims Experience

Claims assistance is available in real-time. When pre-approved, funds can be transferred worldwide via Interac, EFT, virtual credit cards, etc.

Intuitive Digital Platform

On top of hassle-free claims processing, real-time updates and fast resolutions, the platform offers policy fulfillment on Android and Apple Wallet.

Plan Features and Benefits

Single-trip plans offer coverage from one day up to your provincial health plan limit. Multi-trip plans offer coverage for any number of trips each year of 10 or 18 days each. Extensions and top-ups are available on all plans. With a 10-day free look guarantee, you can buy with confidence. And you can travel with peace of mind knowing support is always available. Your worldwide contact options include voice, email, web chat, text, iMessage and WhatsApp. And assistance services include the Global Telemedicine Platform, providing you with telephone and/or video access to doctors wherever you’re travel.

Emergency Medical
Single-Trip and Multi-Trip

What’s Covered for Medical Emergencies

(All funds are in Canadian dollars)
(All funds are in Canadian dollars)
Emergency Medical Plan Maximum
$10,000,000
Paramedical Services
$700 $70 per visit up to a maximum of $700
Ambulance Transportation
Reasonable and customary
Dental Emergency
$3,000
Incurred Expense Allowance
$2,000 $200 per visit up to a maximum of $2,000
Childcare Expenses
Not Covered
Hospital Allowance
$300 $50 per day up to a maximum of $300
Phone Call Expenses
Reasonable and customary
Expenses to Bring You Home
Reasonable and customary
Repatriation of Remains
$5,000
Return Excess Baggage
Not Covered
Compassionate Visit
$1,000
Expenses to Return Your Travel Companion
Reasonable and customary
Return of Children
Reasonable and customary
Expenses to Return your Vehicle Home
$3,000
Qualified Medical Attendant Services
Reasonable and customary
Accidental Death and Dismemberment
Not Covered

What's Covered if Your Trip is Disrupted

Maximum Coverage Amount
Not Covered
Trip Cancellation / Interruption / Delay
Not Covered
Missed Connection
Not Covered
Lost, Damaged or Delayed Baggage
Not Covered
Lost Items / Personal Documents
Not Covered